> ## Documentation Index > Fetch the complete documentation index at: https://docs.collectivememory.ai/llms.txt > Use this file to discover all available pages before exploring further. # Understanding the Factors Behind Your Withdrawal Limit Your account's withdrawal limit is calculated based on your earnings over the past 30 days across three different activity categories: * **As a Creator**  * **As an Investor**  * **As a Promoter**  You can find a detailed breakdown of these earnings directly on your account profile. Since your withdrawal limit is based on your account activity, the amount is constantly updated. However, several additional factors can also affect the final withdrawal limit. Below is an explanation of each factor and how it may influence your withdrawal limit. ## **1. CMQR - Content Maker Quality Rank** You can find the **CMQR** section on your profile, below the Balances section and above the Capital In section. This section displays your current overall CMQR grade. By clicking on the CMQR section, you can view a detailed breakdown of the different factors that may affect your grade. If any of these factors have affected your personal CMQR, they will be highlighted, helping you understand which aspects of your activity may need improvement. **How does CMQR affect your withdrawal limit?** Your CMQR grade may affect your withdrawal limit. If it does, you will see the corresponding adjustment in the earnings breakdown on your profile. The detailed calculation will include a CMQR-related adjustment, displayed directly above your total withdrawal limit. This allows you to see how your CMQR grade influences the final amount. **What is CMQR and why is it important?** CMQR is an automated activity-monitoring system that tracks user activity across the platform and helps ensure that community members follow the platform's guidelines. The system is designed to discourage harmful or manipulative behaviors, such as spamming, cross-staking, publishing fake content, and other activities that may negatively affect the community. To better understand which behaviors to avoid and how to maintain healthy account activity, we encourage you to read our[ User Behavior Policy: Do's, Don'ts, and Best Practices](https://docs.collectivememory.ai/user-behavior-policy-dos-don-ts-and-best-practices.md). For a more detailed explanation of the CMQR factor please refer to the following article - [https://docs.collectivememory.ai/cmqr-profile-rating-system](https://docs.collectivememory.ai/cmqr-profile-rating-system.md).  If you have any further questions about CMQR, please contact our support team at [support@collectivememory.ai](mailto:support@collectivememory.ai). ## **2. Rolling 30-Day Window** Your withdrawal limit is calculated based on your earnings over the past 30 days. The system uses a **rolling 30-day window**, meaning that the calculation is continuously updated as new earnings are generated and older earnings fall outside the 30-day period. For example: * **Your withdrawal limit may decrease:** If your earnings today are lower than the earnings you generated on the same day 30 days ago, the older earnings will drop out of the calculation and may cause your withdrawal limit to decrease. * **Your withdrawal limit may increase:** If your earnings today are higher than they were 30 days ago, your withdrawal limit may increase accordingly. If you joined Collective Memory less than 30 days ago, your calculation is based on the earnings accumulated since you joined. This means that your withdrawal limit is changing from day to day, according to your activity and your earnings. ## **3. Investor Package** By default, all users are assigned to the **Hobby Investor** package. Hobby Investors can withdraw up to **10% of their Investor earnings** generated over the past 30 days. You can see how your current Investor Package affects your withdrawal limit in the earnings breakdown on your profile. **Important:** The Investor Package only affects Investor earnings. Creator and Promoter earnings are not affected by the Investor Package and remain 100% withdrawable. For a complete explanation of all available Investor Packages and their withdrawal conditions, please refer to our[ Investor Packages guide](https://docs.collectivememory.ai/investors-packages.md). ## **4. ATTN to USD Pricing** Your withdrawal limit is calculated in pATTN points that you can convert to ATTN tokens (Withdraw ATTN). ATTN is a market-based token, its equivalent value in USD can fluctuate according to the current ATTN-to-USD exchange rate. To stay up to date with the value of your earnings and funds, we recommend the following: * **Check the current ATTN-to-USD price:** You can find the latest displayed ATTN price in the top-right corner of your profile. **Make sure you’re using a stable connection.** * **Switch between pATTN and USD:** Your profile allows you to view your earnings and balances in either pATTN or USD. Simply tap the displayed numbers to switch between the two views. Please keep in mind that changes in the ATTN-to-USD exchange rate may affect the displayed USD value of your earnings and funds, even if your ATTN balance remains unchanged. **Need further assistance?** If you have any questions about your withdrawal limit or need help understanding the different factors affecting it, please contact our support team at [support@collectivememory.ai](mailto:support@collectivememory.ai). This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.